IELTS Essay Sample: Saving Money for Young People

What Is the Importance of Saving Money for Young People?

Overview

This essay argues that young people should prioritize saving money for their future. It posits that saving provides financial security, enables the achievement of personal goals, and fosters independence. The author believes that this practice is crucial for navigating life's uncertainties and establishing a stable financial future.

Key Features

  • Financial Security: Saving provides a safety net for unexpected expenses, such as during economic downturns or personal emergencies.
  • Goal Achievement: Saved funds can be utilized for significant life events like higher education or starting a business.
  • Independence: Financial autonomy through savings allows individuals to support themselves and their families.

Our Review

We found this essay to be a decent attempt at addressing the prompt, but it definitely needs refinement to reach higher IELTS bands. The core idea – that young people should save money – is clear and relevant. The author correctly identifies key benefits like security and goal achievement. However, the execution falls short.

The arguments, while present, are quite superficial. For instance, the example of the COVID-19 pandemic is mentioned, but the connection between saved money and "study security" isn't fully elaborated. We need to see more depth and specific examples to make these points truly convincing. Furthermore, the language, while understandable, is quite basic and contains numerous grammatical errors and awkward phrasing. This hinders the overall clarity and academic tone. To improve, the writer needs to expand on each point with more detailed explanations and relevant, concrete examples, while also focusing on correcting grammatical errors and enhancing vocabulary for a more sophisticated expression.


Original Topic

Young people should save money. Do you agree or disagree?

Student Submission

Saving money is crucial for every ages people, including young people. I am strongly agree with this. Young people should save money for their future.

Firstly, Saving money gives everyone financial security. Young people are not exception in this If they want to buy extra food, studying equipment, they need to extra money. Every family don't give additional money for fullfill theses matter. For example, Covid-19 pendanaic time gardian income was limited. Then they had used to deposited savings money. It had given their study seawrity. For this time, those young people saved thein money, they used money proparly. They could lead a financial secure life. Thus saving money gives young people security.

Secondly, saving money helps young people to achieve his goal. For higher education, when family failed to support, then saving money can be used for this.

Young student can earn money by extra working. Such as tution, part time job etc. Theses saved money gives him financial freedom. They can go for travel to using this money. If they saved money, they could go for higher study in abroad. They can achieve their goal by using this savings money.

Lastly, to lead a independence life, young people need to saving money. It can gives him to care himself on his family. If suddenly need to medical check up, he could use this money freely. Jobless time he can spend this money for stand or established a business.

In sum up, young people should to grow practice save money for financial future. Saving money gives him security, independence and achievement his goal.


IELTS Essay Assessment

1. Academic Question Analysis:
  • Question Type: Opinion
  • Academic Requirements: Present a clear opinion on whether young people should save money, supported by logical reasons and examples. The essay needs to go beyond personal anecdote and demonstrate a broader understanding of the issue.
  • Argument Position: The essay states agreement but the argumentation is underdeveloped and lacks depth.
2. Academic Structure Evaluation:
  • Introduction: The introduction is weak. It states the opinion but lacks a clear thesis statement outlining the main arguments.
  • Body Paragraphs: The body paragraphs attempt to support the argument but lack coherence and logical flow. Each paragraph introduces a new point without clear linking sentences or transitions. Examples are simplistic and underdeveloped.
  • Conclusion: The conclusion is a weak summary, restating the opinion without offering any insightful concluding remarks.
  • Academic Cohesion: The essay lacks strong cohesive devices. Transitions between ideas are abrupt and lack sophistication.
3. Academic Language Analysis:
  • Academic Vocabulary: The vocabulary is limited and contains several informal words and phrases ("extra food," "guardian income," "proparly," "his goal"). The range is insufficient for academic writing.
  • Academic Grammar: Grammatical errors are frequent (e.g., subject-verb agreement, tense consistency, article usage, preposition usage). Sentence structures are simple and repetitive.
  • Academic Style: The style is informal and conversational, lacking the formality expected in academic writing.
  • Academic Expression: Ideas are expressed imprecisely and lack clarity.
4. IELTS Band Scores:
  • Task Response: 5 The essay addresses the task but the arguments are underdeveloped and lack sufficient supporting evidence. The examples are simplistic and not fully developed. The response is not fully convincing.
  • Coherence & Cohesion: 4 The essay lacks a clear structure and logical flow. Transitions between paragraphs are weak, and the overall organization is disjointed.
  • Lexical Resource: 4 The vocabulary is limited and contains several errors. The range of vocabulary is insufficient for academic writing. The precision of word choice is also lacking.
  • Grammatical Range & Accuracy: 4 Grammatical errors are frequent and impact the clarity of the message. Sentence structures are simple and repetitive.

    Overall Band: 4.5

5. Academic Writing Features Analysis:
  • Argument Quality: The arguments are weak and lack depth. They rely on generalisations rather than specific evidence.
  • Evidence Usage: The examples provided are weak and unconvincing. They lack detail and fail to support the arguments effectively.
  • Critical Analysis: There is little evidence of critical analysis or consideration of alternative viewpoints.
  • Academic Style: The style is informal and inappropriate for academic writing.
6. Detailed Improvement Recommendations:
  • Task Response Improvements: Develop stronger arguments with more specific examples and evidence. Consider counterarguments and address them effectively. Expand on the benefits of saving money for young people, exploring different aspects such as financial independence, investment opportunities, and long-term financial security.
  • Coherence Improvements: Use clear topic sentences to introduce each paragraph. Employ a wider range of cohesive devices (e.g., conjunctions, adverbs, pronouns) to ensure smooth transitions between ideas. Improve the logical flow of arguments.
  • Vocabulary Improvements: Use a wider range of academic vocabulary. Replace informal words and phrases with more precise and sophisticated alternatives. Pay attention to collocations and word choice.
  • Grammar Improvements: Proofread carefully to correct grammatical errors. Work on sentence structure to create more complex and varied sentences. Focus on subject-verb agreement, tense consistency, article usage, and preposition usage.
7. Model Essay:

(A model essay would be significantly longer and more detailed than the original, addressing the weaknesses identified above. It would include a strong introduction with a clear thesis statement, well-developed body paragraphs with specific examples and evidence supporting the arguments, and a concise conclusion summarizing the main points and offering a final thought. It would also demonstrate a sophisticated understanding of the topic and use a wide range of academic vocabulary and grammatical structures.) Due to the length constraints, a full model essay cannot be provided here. However, the feedback above provides the necessary guidance to construct a significantly improved response.


Teenage curly haired mixed race young girl sitting at the table concentrating focused learning lessons and her elder sister helps her studying at home

Join 100,000+ Achievers with the IELTS Writing Checker next level.

Get AI-powered instant feedback aligned with official band descriptors — no registration or hidden costs.


© Copyright 2025, All Rights Reserved by IELTSWRITINGCHECKER.UK